Doing nothing can lead to the loss of valuable digital assets that help form your digital legacy and are part of your digital estate, or conversely the release of some content you prefer to remain private and be deleted.
The variety and breadth of your password-protected online accounts make it difficult for a personal representative to locate and manage your digital assets should something happen to you. Most online providers can delete your account and its contents at their discretion and without liability per their terms of service (TOS) agreement. Left unchecked, online accounts invite identify theft.
Most TOS agreements prohibit access by someone other than you, including a spouse, significant other, family member, or other trusted individual. Recent state digital asset laws require your written authorization and consent before email, social media, and messaging contents are shared with a personal representative or other fiduciary. Other digital assets you prefer to be deleted and not shared with others also require your written directions.